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Premium Shock Ahead? Preparing for 2026 Market Shifts

With enhanced premium subsidies set to expire in 2025, Marketplace rates for 2026 could spike by 25 to 30 percent in some states. Employers may see renewed demand for group coverage, tighter budgets, and shifting eligibility questions. Discover five strategies to help clients prepare before renewal season begins

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Disability Income and Wage Inflation: Closing the Coverage Gap

Rising wages are outpacing outdated LTD caps, leaving high earners significantly underinsured. For brokers, this gap represents both a client risk and a consultative opportunity. Learn how supplemental coverage, employer education, and modernized plan designs can strengthen protection and reinforce your value as a trusted advisor.

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Preparing for Open Enrollment: Guiding Clients Through New Rules

Six weeks, high stakes. This year’s open enrollment comes with new OBBBA provisions, updated ACA affordability thresholds, and tighter compliance enforcement. From COBRA notices to transparency requirements, employers need clear guidance to avoid costly missteps. This checklist-style article helps you keep clients on track.

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Tech in Benefits: Work Smarter, Not Harder

Smart technology helps brokers save time, reduce errors, and simplify enrollment and quoting. CRC Benefits combines digital tools with expert support so brokers gain efficiency while keeping personal service at the center. With mobile-friendly platforms and faster systems like CRQS, brokers are equipped to deliver better results for every client.

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What Is a General Agency, + Why Partnering with CRC Benefits Gives You the Edge

A strong GA doesn’t just process quotes. CRC Benefits acts as an extension of your business, offering compliance guidance, technology tools, and in-market support that lets you focus on what matters most. Learn how the right partnership can take work off your plate and help you grow in every line of business.

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One Big, Beautiful Bill — What Agents Need to Know About the OBBBA

The OBBBA is officially law, and it’s bringing big changes to telehealth, HSAs, FSAs, and more. Signed on July 4, this wide-reaching bill gives brokers fresh talking points and planning opportunities as clients head into Q4. Whether it’s helping large groups prepare or introducing new strategies to small employers, there’s a lot to gain from getting ahead of the details now.

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Why ICHRA Is Catching On

ICHRA is taking off with businesses of every size, and brokers who introduce it early are building stronger client relationships. Employers are saving money, employees are choosing better plans, and brokers are opening doors to markets that were once hard to reach. If you haven’t talked about ICHRA yet, now is the time to get in the driver’s seat

Medicare Misinformation: What Brokers Need to Know About Employee Transitions at 65

Confusion around Medicare at age 65 causes real coverage gaps and tax penalties. Most employers don’t offer guidance, leaving employees at risk. This article explains how brokers can add value without selling Medicare by helping clients avoid costly, avoidable mistakes.

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Why EPLI Matters

Employment-related lawsuits are rising, and EPLI helps clients avoid devastating financial consequences. From AI hiring lawsuits to discrimination claims, today’s risks are more complex than ever. Brokers who address EPLI early position themselves as trusted advisors with a broader view of protection

Why Rural Employers Struggle to Offer Competitive Benefits and How Brokers Can Help

Rural businesses face higher healthcare costs, fewer provider options, and limited plan flexibility. But with the right strategy, they can still offer competitive benefits. Brokers play a key role in helping employers move beyond default plans, find creative ways to expand access, and make benefits work in the real world.

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The PCORI Fee: Compliance + Purpose for 2025

It only comes around once a year, but the PCORI fee still trips up employers and raises tough questions. From new rates to filing rules, this quick-hit guide gives you the clarity you need to step in, solve problems, and earn long-term trust. Let’s dive in.

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Self-Funding & Stop-Loss: Rethinking the Risk Equation

Fully insured plans come with rising costs and limited control. Self-funding changes the game. With smart stop-loss strategies and tailored designs, even mid-sized groups can take charge of healthcare spending and plan flexibility. If you’re not talking self-funding, someone else is

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Positioned for Possibility

Outgrown HR and juggling compliance, payroll, and benefits chaos? A PEO might be your client’s smartest move yet. Discover how certified partnerships can unlock better benefits, reduce risk, and give business leaders the freedom to grow without being buried in the back office.

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ERISA, Form 5500, and Plan Numbers: What Employers Need to Know About Compliance

Think compliance is just paperwork? Think again. A missed Form 5500, a wrong plan number, or an incomplete SPD can cost employers thousands. This guide breaks down what employers need to know and how brokers can step in to spot red flags before penalties hit. Compliance isn’t scary when you know what to look for.

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Why Senior Benefits Are a Smart Growth Play for Brokers in 2025

11,000 Americans turn 65 every day. Many still need benefits. Senior solutions are strategic, an optional no longer. Learn why brokers who embrace Medicare and caregiver support now will deepen client loyalty, tap into new revenue, and become the advisors employers truly need. The future of benefits includes the 65+ crowd. Are you ready?

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Blog listing

Premium Shock Ahead? Preparing for 2026 Market Shifts

Disability Income and Wage Inflation: Closing the Coverage Gap

Preparing for Open Enrollment: Guiding Clients Through New Rules

Tech in Benefits: Work Smarter, Not Harder

What Is a General Agency, + Why Partnering with CRC Benefits Gives You the Edge

One Big, Beautiful Bill — What Agents Need to Know About the OBBBA

Why ICHRA Is Catching On

Medicare Misinformation: What Brokers Need to Know About Employee Transitions at 65

Why EPLI Matters

Why Rural Employers Struggle to Offer Competitive Benefits and How Brokers Can Help

The PCORI Fee: Compliance + Purpose for 2025

Self-Funding & Stop-Loss: Rethinking the Risk Equation

Positioned for Possibility

ERISA, Form 5500, and Plan Numbers: What Employers Need to Know About Compliance

Why Senior Benefits Are a Smart Growth Play for Brokers in 2025